Such is the exclamation after every BIG win in sports and various other celebratory occasions. Our family will join the ranks of countless others as we will finally make the kid’s first trek in January – and it’s not costing us a dime. WHAT?!?!

A few years ago we started using the Chase Disney credit card and have finally accumulated enough points to head to Disney next year. There was no annual fee and ‘cashing out’ the points couldn’t have been any easier.

Nerd Wallet is a great site if you would like to review and compare various credit reward cards in categories such as cash back, gas or travel. While Dave Ramsey would wholeheartedly disagree with my endorsements of credit cards, if you’re able to pay off your balance every month, we’ve found it a great way to offset travel costs.