The hand is quicker than the eye!

I know that it’s not even Halloween yet but I actually saw Christmas decorations in a store today! This means that I will start to avoid malls at all costs and that (soon) a local radio station will be totally dedicated to holiday tunes. It also means lots of online shopping and I’ve found a way to save you money if you’re interested!

InvisibleHand is a web browser add-on which shows a  discreet notification, with a direct link, when the product you’re browsing can be bought for a lower price elsewhere. Recently when I was on amazon browsing for a kitchen gadget, InvisibleHand popped up with another site that had it for $7 less but I’ve seen larger items at more than a $30 savings. InvisibleHand  remains invisible until it finds a deal on a product you’re shopping for and unlike price comparison sites, InvisibleHand refreshes its prices every single time you use it.

InvisibleHand is 100% free, No Adware, No Spyware & No Malware. GIZMODO, cnet, and Mashable all highly recommend this great money saving tool. Check it out today and start saving from the moment you install it!

Gotta get your SWAG!

I mentioned swagbucks in a previous post but I thought they were worth a quick, second mention as today I cashed in my bucks for some swag. With just over 2200 swagbucks, works-2I got a $25 restaurant.com gift card, $10 Starbucks gift card and $5 amazon gift card, all for simply surfing the web!

Swagbucks is an online portal dedicated to helping you earn digital dollars called swagbucks which can be redeemed for exclusive swagbucks merchandise. I type in whatever I’m looking for online (just as you would in google), and with just one click, I can earn swagbucks. Now, it’s not every time but I’d estimate about 80% of the time, I’m online, I’m awarded. Then I can redeem them for giftcards like I mentioned above, magazines, “eco-swag”, etc. Read the rest of this entry

This little piggy went to the bank

…and this little piggy got a 2.15%APY at smartypig.com! I don’t know about the rest of you, but it’s hard to think about savings when there are so many competing expenses in our lives. However, every time I turn around, someone is talking about stashing away 3-6 months in an emergency fund -and I keep putting it off. If you can pick up anything from my site yet (besides that fact that I was boy crazy in 1983), it’s that it has to be a good deal for me to get interested.

Smartypig.com is a free online piggybank for people saving for specific financial goals – like an emergency fund, or something more fun like a vacation or an iPad. Currently, the APY is 2.15% (for less than $50,000), which is one of the most competitive rates in the the country (it’s also FDIC insured).  I set up an account for our emegency fund in under 10 minutes and you can link it to any checking or savings account. What’s even better is that you can share your goals with friends and family members through social networking sites like Facebook, which could be really helpful if you are saving for a wedding, education, or if a child is trying to save up for a big ticket item.

Also, don’t foget to check with your local banks as they are offering some competitive incentives to get people saving. Currently USBank is offering the free S.T.A.R.T. savings plan that gifts you a $50VISA gift card Read the rest of this entry